BMF Vault Blog

Straight answers to the problems Filipino business owners actually have.

Every article is written for one specific problem, cites where its facts came from, and carries a review date — because rules and prices change, and a page that does not say when it was last checked is not worth trusting.

Operations

Running the day without being the bottleneck.

Articles

Operations

What it really costs to hire your first employee

Your first hire costs more than the wage you agreed on. Here is the employer share of SSS, PhilHealth and Pag-IBIG, the 13th month pay you must fund by 24 December, and the contractor shortcut that has already failed in court.

9 min read

Operations

The few numbers a small business actually needs to track

Track nothing, or try to track everything and quit by the fifteenth — there is a third option. Here are eight numbers a one-person business can keep in a notebook, and what each one is telling you when the reading goes bad.

9 min read

Operations

You Hired People and You Are Still Doing Everything

Your team grew but your hours did not shrink. Here is why the handoff keeps failing in a small Philippine business, and a practical order for giving away your first task.

9 min read